Wealth Accumulation and Honors Programs

Wealth Accumulation Program

The Wealth Accumulation Program is an innovative bonus plan that reflects our commitment to rewarding and retaining the industry’s best financial advisors.
Designed to reward you for taking your practice to the next level, this program helps you build wealth for your family and your future.

The Wealth Accumulation Program offers:

• 401(k)-like diversification and tax-deferred growth
• Benefits that increase with production levels

Here’s how it works:

• The incremental bonus begins at 1%, when an advisor’s production exceeds $450,000. The bonus rises to 2% at $750,000, to 3% at $1 million, and continues to rise as production increases – up to 10% for more than $3.5 million.
• The highest producing advisors can earn a 100% payout on many products. In fact, with options, payouts could exceed 100% beginning at $3.5 million.
• Bonuses are calculated at the end of the fiscal year and the amount awarded is placed in a special account.
• In this special account, advisors then choose from an array of funds to invest their Wealth Accumulation Program bonuses.
• After a five-year cliff vesting period, program participants receive a check for their initial bonus amount, plus any investment growth.

Honors Program

The Honors Program was created as a complement to the Wealth Accumulation Program in order to reward your ongoing commitment to education and professional development. Through the program, you’ll receive points for pursuing various professional development designations and certifications – including CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant, Certified Public Accountant, Chartered Financial Analyst, and more – and for attending various Raymond James-approved conferences and workshops.

As your Honors points add up, so do the rewards. At the end of each fiscal year, all Honors points will be added to your fiscal-year end gross production to determine the full size of your Wealth Accumulation Program bonus.