Raymond James Cash Sweep Programs

Raymond James Bank with Check Writing

Funds may also be automatically transferred to and from your investment account to an individually named account held directly at Raymond James Bank. This option is only available for retirement accounts with check writing. The balances held in individual named accounts at the bank are also FDIC-insured in accordance with FDIC rules and aggregation limits.

Raymond James Bank deposits are insured by the FDIC up to $250,000 per depositor ($250,000 for IRAs and certain other retirement accounts).

Legislation increasing deposit insurance coverage limits from $100,000 per eligible account and account holder to $250,000 took effect October 3, 2008, and is currently set to expire December 31, 2013. The deposit insurance coverage limits refer to the total of all deposits that an account holder (or account holders) has at each FDIC-insured bank. Visit fdic.gov for more information.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, member FDIC, a federally chartered savings bank. Unless otherwise specified, products purchased from or held at Raymond James & Associates are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank, and are subject to investment risks, including possible loss of the principal invested.